/* ========================================
   South Shore Benefits Auditing - Styles
   ======================================== */

/* --- CSS Variables --- */
:root {
  --primary-navy: #1e3a5f;
  --dark-navy: #111827;
  --light-blue: #5DADE2;
  --coral: #D35400;
  --coral-hover: #b94700;
  --white: #FFFFFF;
  --light-gray: #F5F5F5;
  --teal: #0D9488;
  --amber: #D97706;
  --purple: #7C3AED;
  --blue: #2563EB;
  --text-dark: #1f2937;
  --text-muted: #6b7280;
  --text-light: #9ca3af;
  --border-color: #e5e7eb;
  --font-family: 'Inter', -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, sans-serif;
  --shadow-card: 0 4px 6px rgba(0,0,0,0.1);
  --shadow-card-hover: 0 10px 25px rgba(0,0,0,0.15);
  --radius: 8px;
  --container-max: 1200px;
  --section-padding: 80px;
  --transition: 0.3s ease;
}

/* --- Reset & Base --- */
*, *::before, *::after {
  box-sizing: border-box;
  margin: 0;
  padding: 0;
}

html {
  scroll-behavior: smooth;
  scroll-padding-top: 80px;
}

body {
  font-family: var(--font-family);
  font-size: 16px;
  line-height: 1.6;
  color: var(--text-dark);
  background: var(--white);
  -webkit-font-smoothing: antialiased;
  -moz-osx-font-smoothing: grayscale;
}

img {
  max-width: 100%;
  height: auto;
  display: block;
}

a {
  color: inherit;
  text-decoration: none;
}

ul, ol {
  list-style: none;
}

/* --- Typography --- */
h1 {
  font-size: 3rem;
  font-weight: 700;
  line-height: 1.2;
  letter-spacing: -0.02em;
}

h2 {
  font-size: 2.25rem;
  font-weight: 700;
  line-height: 1.3;
  letter-spacing: -0.01em;
}

h3 {
  font-size: 1.375rem;
  font-weight: 600;
  line-height: 1.4;
}

p {
  line-height: 1.7;
}

.text-small {
  font-size: 0.875rem;
}

/* --- Container --- */
.container {
  max-width: var(--container-max);
  margin: 0 auto;
  padding: 0 24px;
}

/* --- Utility --- */
.section-padding {
  padding: var(--section-padding) 0;
}

.bg-white { background: var(--white); }
.bg-light { background: var(--light-gray); }
.bg-navy { background: var(--primary-navy); }
.bg-dark-navy { background: var(--dark-navy); }

.text-center { text-align: center; }
.text-white { color: var(--white); }

.section-title {
  font-size: 2.25rem;
  font-weight: 700;
  margin-bottom: 0.5rem;
  color: var(--text-dark);
}

.section-subtitle {
  font-size: 1.125rem;
  color: var(--text-muted);
  max-width: 700px;
  margin: 0 auto 3rem;
  line-height: 1.7;
}

.section-title.white { color: var(--white); }
.section-subtitle.white { color: rgba(255,255,255,0.85); }

/* --- Buttons --- */
.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 8px;
  padding: 14px 32px;
  font-size: 1rem;
  font-weight: 600;
  border-radius: var(--radius);
  border: 2px solid transparent;
  cursor: pointer;
  transition: all var(--transition);
  text-decoration: none;
  font-family: var(--font-family);
  line-height: 1.4;
}

.btn-coral {
  background: var(--coral);
  color: var(--white);
  border-color: var(--coral);
}
.btn-coral:hover {
  background: var(--coral-hover);
  border-color: var(--coral-hover);
  transform: translateY(-2px);
  box-shadow: 0 6px 20px rgba(211,84,0,0.3);
}

.btn-outline-white {
  background: transparent;
  color: var(--white);
  border-color: var(--white);
}
.btn-outline-white:hover {
  background: var(--white);
  color: var(--primary-navy);
  transform: translateY(-2px);
}

.btn-navy {
  background: var(--primary-navy);
  color: var(--white);
  border-color: var(--primary-navy);
}
.btn-navy:hover {
  background: #152d4d;
  transform: translateY(-2px);
  box-shadow: 0 6px 20px rgba(30,58,95,0.3);
}

.btn-white {
  background: var(--white);
  color: var(--primary-navy);
  border-color: var(--white);
}
.btn-white:hover {
  background: var(--light-gray);
  transform: translateY(-2px);
}

/* ========================================
   HEADER
   ======================================== */
.header {
  position: fixed;
  top: 0;
  left: 0;
  width: 100%;
  z-index: 1000;
  background: var(--white);
  border-bottom: 1px solid var(--border-color);
  transition: box-shadow var(--transition);
}

.header.scrolled {
  box-shadow: 0 2px 20px rgba(0,0,0,0.08);
}

.header-inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  height: 76px;
  max-width: var(--container-max);
  margin: 0 auto;
  padding: 0 24px;
}

.logo {
  display: flex;
  align-items: center;
  gap: 12px;
  flex-shrink: 0;
}

.logo img {
  height: 52px;
  width: auto;
}

.logo-text {
  font-size: 1.1rem;
  font-weight: 700;
  color: var(--primary-navy);
  line-height: 1.2;
}

.logo-text span {
  display: block;
  font-size: 0.7rem;
  font-weight: 500;
  color: var(--text-muted);
  letter-spacing: 0.05em;
  text-transform: uppercase;
}

/* Navigation */
.nav {
  display: flex;
  align-items: center;
  gap: 4px;
}

.nav-link {
  padding: 8px 16px;
  font-size: 0.9375rem;
  font-weight: 500;
  color: var(--text-dark);
  border-radius: 6px;
  transition: all var(--transition);
  position: relative;
}

.nav-link:hover,
.nav-link.active {
  color: var(--primary-navy);
  background: rgba(30,58,95,0.05);
}

/* Services Dropdown */
.nav-dropdown {
  position: relative;
}

.dropdown-menu {
  position: absolute;
  top: 100%;
  left: 0;
  min-width: 220px;
  background: var(--white);
  border: 1px solid var(--border-color);
  border-radius: var(--radius);
  box-shadow: 0 10px 40px rgba(0,0,0,0.12);
  padding: 8px;
  opacity: 0;
  visibility: hidden;
  transform: translateY(8px);
  transition: all 0.2s ease;
  z-index: 100;
}

.nav-dropdown:hover .dropdown-menu,
.nav-dropdown.open .dropdown-menu {
  opacity: 1;
  visibility: visible;
  transform: translateY(0);
}

.dropdown-menu a {
  display: block;
  padding: 10px 16px;
  font-size: 0.9rem;
  color: var(--text-dark);
  border-radius: 6px;
  transition: all var(--transition);
}

.dropdown-menu a:hover {
  background: var(--light-gray);
  color: var(--primary-navy);
}

.dropdown-arrow {
  font-size: 0.65rem;
  transition: transform 0.2s;
  margin-left: 2px;
}

.nav-dropdown:hover .dropdown-arrow {
  transform: rotate(180deg);
}

.nav-cta {
  padding: 10px 24px;
  background: var(--coral);
  color: var(--white) !important;
  border-radius: var(--radius);
  font-weight: 600;
  font-size: 0.9375rem;
  margin-left: 8px;
  transition: all var(--transition);
}

.nav-cta:hover {
  background: var(--coral-hover);
  transform: translateY(-1px);
}

/* Mobile Menu */
.mobile-toggle {
  display: none;
  flex-direction: column;
  gap: 5px;
  background: none;
  border: none;
  cursor: pointer;
  padding: 8px;
}

.mobile-toggle span {
  display: block;
  width: 24px;
  height: 2px;
  background: var(--text-dark);
  border-radius: 2px;
  transition: all 0.3s;
}

.mobile-toggle.active span:nth-child(1) {
  transform: rotate(45deg) translate(5px, 5px);
}
.mobile-toggle.active span:nth-child(2) {
  opacity: 0;
}
.mobile-toggle.active span:nth-child(3) {
  transform: rotate(-45deg) translate(5px, -5px);
}

/* ========================================
   HERO SECTIONS
   ======================================== */
.hero {
  padding: 140px 0 100px;
  position: relative;
  overflow: hidden;
}

.hero-navy {
  background: linear-gradient(135deg, var(--primary-navy) 0%, #0f2640 100%);
  color: var(--white);
}

.hero-light {
  background: #E8F4F8;
  color: var(--text-dark);
}

.hero-gray {
  background: var(--light-gray);
  color: var(--text-dark);
}

.hero-blue {
  background: linear-gradient(135deg, var(--blue) 0%, #1d4ed8 100%);
  color: var(--white);
}

.hero-teal {
  background: linear-gradient(135deg, var(--teal) 0%, #0f766e 100%);
  color: var(--white);
}

.hero-amber {
  background: linear-gradient(135deg, var(--amber) 0%, #b45309 100%);
  color: var(--white);
}

.hero-purple {
  background: linear-gradient(135deg, var(--purple) 0%, #6d28d9 100%);
  color: var(--white);
}

.hero::after {
  content: '';
  position: absolute;
  right: -120px;
  top: -120px;
  width: 400px;
  height: 400px;
  border-radius: 50%;
  background: rgba(255,255,255,0.03);
  pointer-events: none;
}

.hero::before {
  content: '';
  position: absolute;
  left: -80px;
  bottom: -80px;
  width: 300px;
  height: 300px;
  border-radius: 50%;
  background: rgba(255,255,255,0.02);
  pointer-events: none;
}

.hero .container {
  position: relative;
  z-index: 1;
}

.hero h1 {
  max-width: 700px;
  margin-bottom: 1.25rem;
}

.hero-sub {
  font-size: 1.2rem;
  max-width: 640px;
  opacity: 0.9;
  line-height: 1.7;
  margin-bottom: 2rem;
}

.hero-badge {
  display: inline-block;
  padding: 6px 16px;
  border-radius: 50px;
  font-size: 0.8125rem;
  font-weight: 600;
  text-transform: uppercase;
  letter-spacing: 0.05em;
  margin-bottom: 1.25rem;
  background: rgba(255,255,255,0.15);
  border: 1px solid rgba(255,255,255,0.25);
}

.hero-buttons {
  display: flex;
  gap: 16px;
  flex-wrap: wrap;
}

/* ========================================
   CARDS
   ======================================== */
.card {
  background: var(--white);
  border-radius: var(--radius);
  padding: 32px;
  box-shadow: var(--shadow-card);
  transition: all var(--transition);
  border: 1px solid rgba(0,0,0,0.04);
}

.card:hover {
  box-shadow: var(--shadow-card-hover);
  transform: translateY(-4px);
}

.card-icon {
  width: 52px;
  height: 52px;
  border-radius: 12px;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.5rem;
  margin-bottom: 1.25rem;
  background: rgba(93,173,226,0.12);
  color: var(--light-blue);
}

.card h3 {
  margin-bottom: 0.75rem;
  color: var(--text-dark);
}

.card p {
  color: var(--text-muted);
  font-size: 0.9375rem;
  line-height: 1.7;
}

.card-link {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  margin-top: 1rem;
  font-weight: 600;
  font-size: 0.9375rem;
  color: var(--primary-navy);
  transition: gap var(--transition);
}

.card-link:hover {
  gap: 10px;
}

/* Grid Layouts */
.grid-2 {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 24px;
}

.grid-3 {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 24px;
}

.grid-4 {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 24px;
}

/* ========================================
   STATS SECTION
   ======================================== */
.stat-card {
  text-align: center;
  padding: 40px 24px;
}

.stat-value {
  font-size: 3rem;
  font-weight: 800;
  color: var(--light-blue);
  line-height: 1.1;
  margin-bottom: 0.25rem;
}

.stat-label {
  font-size: 1.1rem;
  font-weight: 600;
  color: var(--text-dark);
  margin-bottom: 0.5rem;
}

.stat-desc {
  font-size: 0.875rem;
  color: var(--text-muted);
}

.source-line {
  text-align: center;
  margin-top: 2rem;
  font-size: 0.8125rem;
  color: var(--text-muted);
  font-style: italic;
}

/* ========================================
   STATE LAW BANNER
   ======================================== */
.law-banner {
  padding: 60px 0;
  background: linear-gradient(135deg, var(--primary-navy), #0f2640);
  color: var(--white);
}

.law-banner p {
  font-size: 1.25rem;
  line-height: 1.8;
  max-width: 900px;
  margin: 0 auto;
  text-align: center;
  opacity: 0.95;
}

/* ========================================
   PROCESS STEPS
   ======================================== */
.step-card {
  position: relative;
  padding: 40px 32px 32px;
  background: var(--white);
  border-radius: var(--radius);
  box-shadow: var(--shadow-card);
  transition: all var(--transition);
  border: 1px solid rgba(0,0,0,0.04);
  overflow: hidden;
}

.step-card:hover {
  box-shadow: var(--shadow-card-hover);
  transform: translateY(-4px);
}

.step-number {
  font-size: 5rem;
  font-weight: 800;
  color: rgba(93,173,226,0.1);
  line-height: 1;
  position: absolute;
  top: 8px;
  right: 16px;
  pointer-events: none;
}

.step-card h3 {
  margin-bottom: 0.75rem;
  position: relative;
}

.step-card p {
  color: var(--text-muted);
  font-size: 0.9375rem;
  line-height: 1.7;
  position: relative;
}

.step-card ul {
  margin-top: 0.75rem;
  position: relative;
}

.step-card ul li {
  padding: 4px 0;
  font-size: 0.9rem;
  color: var(--text-muted);
  padding-left: 1.25rem;
  position: relative;
}

.step-card ul li::before {
  content: '✓';
  position: absolute;
  left: 0;
  color: var(--light-blue);
  font-weight: 700;
}

/* ========================================
   CTA SECTIONS
   ======================================== */
.cta-section {
  padding: var(--section-padding) 0;
  text-align: center;
}

.cta-section.bg-navy,
.cta-section.bg-blue,
.cta-section.bg-purple {
  color: var(--white);
}

.cta-section h2 {
  margin-bottom: 1rem;
}

.cta-section p {
  max-width: 600px;
  margin: 0 auto 2rem;
  opacity: 0.9;
  font-size: 1.125rem;
}

.bg-blue-gradient {
  background: linear-gradient(135deg, var(--blue), #1d4ed8);
}

.bg-purple-gradient {
  background: linear-gradient(135deg, var(--purple), #6d28d9);
}

/* ========================================
   SERVICES PAGE
   ======================================== */
.service-card {
  padding: 32px;
}

.service-card .card-icon {
  margin-bottom: 1rem;
}

/* Audience Cards */
.audience-card {
  display: flex;
  flex-direction: column;
  justify-content: space-between;
  padding: 32px;
}

.audience-card .card-link {
  margin-top: auto;
  padding-top: 1rem;
}

/* ========================================
   ALERT BOX
   ======================================== */
.alert-box {
  padding: 24px 32px;
  border-radius: var(--radius);
  border-left: 4px solid var(--amber);
  background: #fffbeb;
  margin-bottom: 3rem;
}

.alert-box h3 {
  color: var(--amber);
  margin-bottom: 0.5rem;
  display: flex;
  align-items: center;
  gap: 8px;
}

.alert-box p {
  color: #92400e;
  font-size: 0.9375rem;
}

/* ========================================
   WHY CHOOSE US - FEE STRUCTURE
   ======================================== */
.fee-card {
  padding: 40px;
  border-top: 4px solid var(--light-blue);
}

.fee-card h3 {
  margin-bottom: 0.5rem;
}

.fee-card p {
  margin-bottom: 1.5rem;
}

.checkmarks {
  display: flex;
  flex-direction: column;
  gap: 10px;
}

.checkmarks li {
  display: flex;
  align-items: center;
  gap: 10px;
  font-weight: 500;
  font-size: 0.9375rem;
  color: var(--text-dark);
}

.checkmarks li::before {
  content: '✓';
  display: flex;
  align-items: center;
  justify-content: center;
  width: 24px;
  height: 24px;
  border-radius: 50%;
  background: rgba(93,173,226,0.12);
  color: var(--light-blue);
  font-weight: 700;
  font-size: 0.75rem;
  flex-shrink: 0;
}

.fee-summary {
  text-align: center;
  margin-top: 2.5rem;
  padding: 20px;
  background: rgba(93,173,226,0.08);
  border-radius: var(--radius);
  font-weight: 600;
  color: var(--primary-navy);
  font-size: 1.05rem;
}

/* Trust / Quote Section */
.trust-section {
  padding: var(--section-padding) 0;
  background: linear-gradient(135deg, var(--primary-navy), #0f2640);
  color: var(--white);
  text-align: center;
}

.trust-section h2 {
  margin-bottom: 1.5rem;
}

.trust-section p {
  max-width: 700px;
  margin: 0 auto;
  opacity: 0.9;
  line-height: 1.8;
}

.trust-quote {
  margin-top: 2rem;
  padding: 24px 40px;
  font-style: italic;
  font-size: 1.1rem;
  max-width: 700px;
  margin-left: auto;
  margin-right: auto;
  border-left: 3px solid var(--light-blue);
  text-align: left;
  opacity: 0.9;
  line-height: 1.8;
}

/* ========================================
   OUR PROCESS PAGE - TIMELINE
   ======================================== */
.process-timeline {
  display: grid;
  grid-template-columns: 1fr;
  gap: 32px;
  max-width: 800px;
  margin: 0 auto;
}

.timeline-item {
  display: flex;
  gap: 24px;
  align-items: flex-start;
}

.timeline-number {
  flex-shrink: 0;
  width: 56px;
  height: 56px;
  border-radius: 50%;
  background: var(--primary-navy);
  color: var(--white);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.25rem;
  font-weight: 700;
}

.timeline-content {
  flex: 1;
  background: var(--white);
  padding: 28px 32px;
  border-radius: var(--radius);
  box-shadow: var(--shadow-card);
  border: 1px solid rgba(0,0,0,0.04);
}

.timeline-content h3 {
  margin-bottom: 0.5rem;
}

.timeline-content p {
  color: var(--text-muted);
  font-size: 0.9375rem;
  margin-bottom: 0.75rem;
}

.timeline-content ul li {
  padding: 3px 0;
  font-size: 0.875rem;
  color: var(--text-muted);
  padding-left: 1.25rem;
  position: relative;
}

.timeline-content ul li::before {
  content: '✓';
  position: absolute;
  left: 0;
  color: var(--light-blue);
  font-weight: 700;
}

/* What Makes Us Different */
.diff-card {
  border-top: 3px solid var(--light-blue);
}

/* ========================================
   COMPLIANCE PAGE
   ======================================== */
.law-card {
  padding: 40px;
  border-top: 4px solid var(--primary-navy);
}

.law-card h3 {
  font-size: 1.5rem;
  margin-bottom: 0.5rem;
}

.law-card .subtitle {
  font-size: 0.9rem;
  color: var(--light-blue);
  font-weight: 600;
  margin-bottom: 1rem;
}

.warning-card {
  padding: 32px;
  border-left: 4px solid var(--coral);
  background: #fff7ed;
}

.warning-card h3 {
  color: var(--coral);
  margin-bottom: 0.75rem;
}

.warning-card p {
  color: #9a3412;
}

/* ========================================
   ABOUT PAGE
   ======================================== */
.founder-section {
  display: grid;
  grid-template-columns: 1fr 2fr;
  gap: 48px;
  align-items: start;
}

.founder-photo {
  width: 100%;
  aspect-ratio: 3/4;
  background: linear-gradient(135deg, var(--light-gray), #dbeafe);
  border-radius: var(--radius);
  display: flex;
  align-items: center;
  justify-content: center;
  color: var(--text-muted);
  font-size: 0.875rem;
  text-align: center;
  padding: 24px;
  border: 2px dashed var(--border-color);
}

.founder-bio h2 {
  margin-bottom: 1.5rem;
}

.founder-bio p {
  color: var(--text-muted);
  margin-bottom: 1.25rem;
  line-height: 1.8;
}

.cert-badge {
  display: inline-flex;
  align-items: center;
  gap: 10px;
  padding: 12px 24px;
  background: rgba(93,173,226,0.1);
  border: 1px solid rgba(93,173,226,0.2);
  border-radius: var(--radius);
  font-weight: 600;
  color: var(--primary-navy);
  margin-top: 0.5rem;
  font-size: 0.9375rem;
}

/* ========================================
   CONTACT PAGE
   ======================================== */
.contact-grid {
  display: grid;
  grid-template-columns: 1fr 1.5fr;
  gap: 48px;
  align-items: start;
}

.contact-info h2 {
  margin-bottom: 1rem;
  font-size: 1.75rem;
}

.contact-info > p {
  color: var(--text-muted);
  margin-bottom: 2rem;
}

.contact-detail {
  display: flex;
  align-items: center;
  gap: 14px;
  margin-bottom: 1.25rem;
}

.contact-detail-icon {
  width: 44px;
  height: 44px;
  border-radius: 10px;
  background: rgba(93,173,226,0.1);
  color: var(--light-blue);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.1rem;
  flex-shrink: 0;
}

.contact-detail div strong {
  display: block;
  font-size: 0.8rem;
  text-transform: uppercase;
  letter-spacing: 0.05em;
  color: var(--text-muted);
  margin-bottom: 2px;
}

.contact-detail div span {
  color: var(--text-dark);
  font-weight: 500;
}

/* Contact Form */
.contact-form-wrapper {
  background: var(--white);
  padding: 40px;
  border-radius: var(--radius);
  box-shadow: var(--shadow-card);
  border: 1px solid rgba(0,0,0,0.04);
}

.contact-form-wrapper h3 {
  margin-bottom: 1.5rem;
  font-size: 1.35rem;
}

.form-group {
  margin-bottom: 1.25rem;
}

.form-group label {
  display: block;
  font-size: 0.875rem;
  font-weight: 600;
  color: var(--text-dark);
  margin-bottom: 6px;
}

.form-group label .required {
  color: var(--coral);
  margin-left: 2px;
}

.form-group input,
.form-group select,
.form-group textarea {
  width: 100%;
  padding: 12px 16px;
  border: 1px solid var(--border-color);
  border-radius: 6px;
  font-size: 0.9375rem;
  font-family: var(--font-family);
  color: var(--text-dark);
  background: var(--white);
  transition: border-color var(--transition), box-shadow var(--transition);
}

.form-group input:focus,
.form-group select:focus,
.form-group textarea:focus {
  outline: none;
  border-color: var(--light-blue);
  box-shadow: 0 0 0 3px rgba(93,173,226,0.15);
}

.form-group textarea {
  resize: vertical;
  min-height: 120px;
}

.form-row {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 16px;
}

.form-submit {
  margin-top: 0.5rem;
}

.form-submit .btn {
  width: 100%;
}

/* Form success message */
.form-success {
  display: none;
  text-align: center;
  padding: 40px;
}

.form-success.show {
  display: block;
}

.form-success i {
  font-size: 3rem;
  color: #10b981;
  margin-bottom: 1rem;
}

.form-success h3 {
  margin-bottom: 0.5rem;
  color: var(--text-dark);
}

.form-success p {
  color: var(--text-muted);
}

/* ========================================
   FOOTER
   ======================================== */
.footer {
  background: var(--dark-navy);
  color: rgba(255,255,255,0.75);
  padding: 64px 0 32px;
}

.footer-grid {
  display: grid;
  grid-template-columns: 2fr 1fr 1fr;
  gap: 48px;
  margin-bottom: 48px;
}

.footer-brand img {
  height: 48px;
  margin-bottom: 1rem;
}

.footer-brand p {
  font-size: 0.9rem;
  line-height: 1.7;
  opacity: 0.8;
  max-width: 340px;
}

.footer-col h4 {
  color: var(--white);
  font-size: 0.9rem;
  text-transform: uppercase;
  letter-spacing: 0.08em;
  margin-bottom: 1.25rem;
}

.footer-col a {
  display: block;
  padding: 5px 0;
  font-size: 0.9rem;
  opacity: 0.7;
  transition: opacity var(--transition);
}

.footer-col a:hover {
  opacity: 1;
  color: var(--light-blue);
}

.footer-bottom {
  border-top: 1px solid rgba(255,255,255,0.1);
  padding-top: 24px;
  text-align: center;
  font-size: 0.8125rem;
  opacity: 0.6;
}

/* ========================================
   BROKER PAGE - GUARANTEE CARDS
   ======================================== */
.guarantee-card {
  border-top: 3px solid var(--blue);
  padding: 32px;
}

/* ========================================
   HIGHLIGHT BOX
   ======================================== */
.highlight-box {
  padding: 24px 32px;
  background: rgba(93,173,226,0.08);
  border-radius: var(--radius);
  border-left: 4px solid var(--light-blue);
  font-weight: 500;
  color: var(--primary-navy);
  line-height: 1.7;
}

/* ========================================
   CONTENT SECTIONS
   ======================================== */
.content-section {
  max-width: 800px;
  margin: 0 auto;
}

.content-section p {
  color: var(--text-muted);
  margin-bottom: 1.25rem;
  line-height: 1.8;
}

.content-section p:last-child {
  margin-bottom: 0;
}

/* ========================================
   ANIMATIONS
   ======================================== */
@keyframes fadeInUp {
  from {
    opacity: 0;
    transform: translateY(24px);
  }
  to {
    opacity: 1;
    transform: translateY(0);
  }
}

.animate-in {
  opacity: 0;
  transform: translateY(24px);
  transition: opacity 0.6s ease, transform 0.6s ease;
}

.animate-in.visible {
  opacity: 1;
  transform: translateY(0);
}

/* ========================================
   RESPONSIVE
   ======================================== */
@media (max-width: 1024px) {
  h1 { font-size: 2.5rem; }
  h2 { font-size: 2rem; }
  
  .grid-4 {
    grid-template-columns: repeat(2, 1fr);
  }
  
  .founder-section {
    grid-template-columns: 1fr;
    gap: 32px;
  }
  
  .founder-photo {
    max-width: 300px;
  }
}

@media (max-width: 768px) {
  :root {
    --section-padding: 56px;
  }
  
  h1 { font-size: 2rem; }
  h2 { font-size: 1.75rem; }
  
  .hero {
    padding: 110px 0 72px;
  }
  
  .hero-sub {
    font-size: 1.05rem;
  }
  
  .nav {
    display: none;
    position: fixed;
    top: 76px;
    left: 0;
    right: 0;
    background: var(--white);
    flex-direction: column;
    padding: 16px 24px;
    border-top: 1px solid var(--border-color);
    box-shadow: 0 10px 40px rgba(0,0,0,0.1);
    gap: 4px;
    max-height: calc(100vh - 76px);
    overflow-y: auto;
  }
  
  .nav.open {
    display: flex;
  }
  
  .nav-link {
    width: 100%;
    padding: 12px 16px;
  }
  
  .dropdown-menu {
    position: static;
    opacity: 1;
    visibility: visible;
    transform: none;
    box-shadow: none;
    border: none;
    padding: 0 0 0 16px;
    display: none;
    background: transparent;
  }
  
  .nav-dropdown.open .dropdown-menu {
    display: block;
  }
  
  .nav-cta {
    margin-left: 0;
    text-align: center;
    margin-top: 8px;
  }
  
  .mobile-toggle {
    display: flex;
  }
  
  .grid-2,
  .grid-3,
  .grid-4 {
    grid-template-columns: 1fr;
  }
  
  .contact-grid {
    grid-template-columns: 1fr;
  }
  
  .form-row {
    grid-template-columns: 1fr;
  }
  
  .footer-grid {
    grid-template-columns: 1fr;
    gap: 32px;
  }
  
  .stat-value {
    font-size: 2.5rem;
  }
  
  .hero-buttons {
    flex-direction: column;
  }
  
  .hero-buttons .btn {
    text-align: center;
  }
  
  .timeline-item {
    flex-direction: column;
    gap: 16px;
  }
  
  .trust-quote {
    padding: 20px 24px;
  }
}

@media (max-width: 480px) {
  h1 { font-size: 1.75rem; }
  
  .card, .step-card, .fee-card, .law-card {
    padding: 24px;
  }
  
  .contact-form-wrapper {
    padding: 24px;
  }
}